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dellou
Posted by
Elite Member

08 Jul 16 #481065 by dellou

Topic started by dellou

Hi I have to have a mortgage capacity statement into the Courts- Do I have to go to a mortgage broker or can I do it on line? Limited mobility at the minute so difficulty getting out! Anybody have any idea please? x

GinPin
Platinum Member

08 Jul 16 #481073 by GinPin

Reply from GinPin

Sorry that I can't help Dellou, but what is a 'mortgage capacity statement'?

GinPin
Platinum Member

08 Jul 16 #481074 by GinPin

Reply from GinPin

Ok, I have just researched and found out what a mortgage capacity statement is. For what reasons would a court ask to see this?

dellou
Posted by
Elite Member

08 Jul 16 #481075 by dellou

Reply from dellou

Hi Ginpin-the courts ask for this mainly if you go to final hearing- basically its to get a clear view as to whether or not you are able to take over the mortgage on the marital home or able to obtain a mortgage on a smaller or similar property or to take out a remortgage to raise funds for stbx.xx

Bubblegum11
Moderator

08 Jul 16 #481078 by Bubblegum11

Reply from Bubblegum11

A lot of the independent mortgage advisors will come out to your home to see you. I don't know if you can apply for it to be done online.

GinPin
Platinum Member

08 Jul 16 #481094 by GinPin

Reply from GinPin

Thank Dellou,
Is this another hurdle then, proving to the court as well as your mortgage company that you can take the mortgage on?
I was hoping to buy my STBX out and then reduce the mortgage so as to fit affordability, with gifting from family.

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Moderators: wikivorce team, rubytuesday, dukey, hadenoughnow, Tets, Shezi, Linda Sheridan, Forseti, Mitchum, WhiteRose, Lostboy67, WYSPECIAL, Bubblegum11

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