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Pensions 2382 topics

Discuss divorce related pension issues. Is the CETV valuation valid for final salary schemes? How much is a pension worth when you offset it against the house?

Useful Resources for this Topic

Subject	Replies /	Latest
Pensions in Ancillary Relief (Financial Remedy) Tom Tyler, a leading family law barrister at 4 Paper Buildings has written this very useful article on pensions in divorce. It's a long read, full of u ... 25 May 20, by rubytuesday Locked	Replies:0 :1368
Pensions on Divorce - An Overview There are three standard ways of dealing with the division of pensions in divorce. Offsetting – where one party retains a greater or total interest i ... 25 May 20, by rubytuesday Locked	Replies:0 :2305
Review of Pensions on Divorce (article) Rhys Taylor, who is a Barrister and Arbitrator (and is the Jordan''s Family Law Legal Commentator of the Year 2015) has written an extremely informative &qu ... 25 May 20, by rubytuesday Locked	Replies:0 :1430

Pension advice in divorce Hi thanks for your help. I am starting divorce proceedings with my soon to be ex wife. Prior to getting married we said we wouldnt go after each others ... 04 Aug 25, by gsmith1 Latest 05 Aug 25 by WYSPECIAL	Replies:3 :336	Latest by WYSPECIAL 05 Aug 25
CETV, Form P and Form E Hi guys, Recently went through a tough divorce and came across these guys called LegalEase. I really needed some help getting my pension documents toge ... 08 Mar 25, by james.whyte	Replies:0 :415
PSO or cash offsetting or mix? Hi, We are divorcing for a number of reasons (I understand which are irrelevant to the financial settlement). I have unfortunately over the years (without i ... 03 Dec 24, by Rinsedwife Latest 12 Dec 24 by WYSPECIAL	Replies:5 :470	Latest by WYSPECIAL 12 Dec 24
Pension Sharing order Hi, I am 51 and divorced. I am in receipt of a Civil service Classic pension due to ill health. I divorced my husband and we did a Pension Sharing Order whi ... 04 Dec 24, by janineC Latest 05 Dec 24 by WYSPECIAL	Replies:1 :481	Latest by WYSPECIAL 05 Dec 24
PODE report Hi Im not sure if anyone is able help me, but I need to instruct a suitable Pensions Expert to provide a report. 1. Do I instruct one myself? The ord ... 06 Sep 24, by Freedom24/25 Latest 01 Dec 24 by Exhausted24	Replies:3 :649	Latest by Exhausted24 01 Dec 24
Letter of instruction to pode Hello, I welcome your advice. may lawyer says we just need a standard letter of instruction to the PODE asking for pensionshare and offsetting despite: < ... 01 Dec 24, by Exhausted24	Replies:0 :234
Essential to have court order for pension sharing? England Ex wife and I divorced over 10 years ago, never got around to sorting the pension sharing, which we agreed in our separation agreement. We only used solicitors ... 25 Oct 24, by sharingiscaring Latest 19 Nov 24 by WYSPECIAL	Replies:4 :766	Latest by WYSPECIAL 19 Nov 24
Form P Hi I've been told to fill in a form P by the mediator. have no idea what to door send it to after I've filled it in? help!! ... 11 Nov 24, by BHAFC81	Replies:0 :246
Sharing Order not signed by ex - lump sum Hello everyone. I had a PSO agreed by the courts for my 3 pensions over 12 months ago following a clean-break divorce. I have complied with th ... 24 Oct 24, by jeffe_p Latest 25 Oct 24 by WYSPECIAL	Replies:1 :433	Latest by WYSPECIAL 25 Oct 24
CETV on Statement of Means form - D81 Hi there, My ex is the Applicant for a Clean Break Consent Order. I am having to fill out the above form and write down all my capital and Pension valu ... 04 Nov 14, by Divorcee1066 Latest 29 Sep 24 by Lindsay70 1 2	Replies:11 :3480	Latest by Lindsay70 29 Sep 24
Retirement age I have refused to sign a joint instruction for a PODE opinion because it states the assumptions should be that I will retire at state pension age and my ex will ... 19 Aug 24, by Nurture Latest 19 Aug 24 by hadenoughnow	Replies:1 :321	Latest by hadenoughnow 19 Aug 24
20 yrs+ Post divorce claiming against ex-husband's pension Morning, I would like to know if I can claim against my ex husband's company pension? We divorced in 2001 and I did not claim against his pension. ... 02 Aug 24, by Lamiche Latest 11 Aug 24 by Lamiche	Replies:4 :600	Latest by Lamiche 11 Aug 24
Form D81 S10F Hello. What is the difference between section 8F and section10F in the D81? S8F is the current CETV of the pensions i know. So what is 10F? Thanks! ... 07 Aug 24, by Mimosa77	Replies:0 :265
ex's pension provider does not want to provide final cetv Hello, we in the process of finalising the pension sharing (pension sharing order/annex granted) 2 years after the final order in the papers prov ... 28 May 24, by denpat Latest 05 Jun 24 by denpat 1 2	Replies:8 :1040	Latest by denpat 05 Jun 24
Can you both decide not to include a pension. Hi all, I am currently discussing divorce with my wife. We are both very amicable about it and know deep down that it is the right thing to do as altho ... 15 Apr 24, by Amicable couple	Replies:0 :588
Actuary Report Confusion Hi, total newbie here.. desperately trying to divorce my ex husband but after receiving an actuary report last week with assumptions on my CETV I am at ... 03 Apr 24, by Hope15 Latest 06 Apr 24 by hadenoughnow	Replies:1 :618	Latest by hadenoughnow 06 Apr 24
Teacher Pensions Both my wife and myself were teachers. My wife persuaded me to take out my Teachers Pension early to get the lump sum and monthly cash. 8 years later we are ... 28 Mar 24, by Kettle.pot Latest 29 Mar 24 by hadenoughnow	Replies:1 :318	Latest by hadenoughnow 29 Mar 24
Offsetting calculations. Soon to be ex and I are in the final stages of agreeing our financials. one small sticking point is pension. There is a £30k difference in my favo ... 24 Feb 24, by RobinHoodie Latest 25 Feb 24 by hadenoughnow	Replies:1 :509	Latest by hadenoughnow 25 Feb 24
Proof of Pensions Hi, could someone advise how I can prove that I do not have any pensions - is there a website/telephone number that you can contact to trace pensions? ... 04 Feb 24, by fartypants	Replies:0 :459
Teachers pension not providing CETV Hello everyone, I am quite far down the divorce route and have had my conditional order granted. Everything is being held up by my partner being unable ... 09 Jan 24, by Poodlehat2 Latest 26 Jan 24 by hadenoughnow	Replies:3 :1049	Latest by hadenoughnow 26 Jan 24
How long to split pension? Hi, As part of the consent order (financial remedy), my wife has been awarded a percentage of my current DB pension. However it is now 6 mon ... 26 Nov 23, by easyrider Latest 02 Dec 23 by hadenoughnow	Replies:2 :600	Latest by hadenoughnow 02 Dec 23
Ex not claiming pension share My partner has a PSO for his two pensions which was agreed and signed mid 2021. His main employer pension has been shared with his ex wife (both are civil s ... 19 Sep 23, by ATMSPC Latest 19 Sep 23 by WYSPECIAL	Replies:3 :481	Latest by WYSPECIAL 19 Sep 23
Actuary Report - I don't understand the percentages Married 38 yrs - 3 children ( all adults - no dependants or health needs Me 61 work full time Civll servant low earnings & only resumed work 2005 ( ... 14 Sep 23, by mrs teapot Latest 19 Sep 23 by mrs teapot	Replies:2 :736	Latest by mrs teapot 19 Sep 23
Offsetting pension against assets Currently exploring ways to acheive a 'fair' split between my husband and I (no kids, both mid 40's, working, healthy etc, long marriage). We had an actuary loo ... 05 Sep 23, by Time4Action	Replies:0 :552
Pension Sharing Hi, newbie here. My ex & I separated 2yrs ago. We were married for 7yrs. We recently divorced and he was seeking a clean break order in respect of our ... 19 Aug 23, by BetteBlue Latest 26 Aug 23 by WYSPECIAL 1 2	Replies:8 :1316	Latest by WYSPECIAL 26 Aug 23
Pension Sharing Order Could I please ask what happens to the share amount left sat in my pension pot if my ex does not get informed within the required fo ... 12 Jul 23, by HavenoIdea Latest 15 Jul 23 by WYSPECIAL	Replies:3 :504	Latest by WYSPECIAL 15 Jul 23
Pension & Liquidation Divorce finalised January 2023. PSO for one of my pension to go to the ex.However, the company the pension is with is in liquidation and was under PPF assessmen ... 12 Jul 23, by Pepi	Replies:0 :351
Military Pensions - Hi, long story short.. I have had my decree absolute for 2.5 yrs. since then I’ve been trying myself and through a solicitor at one point to ... 22 Jun 23, by Gimmemyabsolute Latest 26 Jun 23 by hadenoughnow	Replies:1 :493	Latest by hadenoughnow 26 Jun 23
NHS CETV suspension Hi, The NhS pensionCETV calculations have been suspended I believe due to something called the discount rate changing from 2.4 to 1.7 and until the f ... 11 Jun 23, by easyrider Latest 22 Jun 23 by easyrider	Replies:1 :784	Latest by easyrider 22 Jun 23
CETV Can I use an estimate of the CETV to fill in the D81 form It only takes 10 days while a full CETV can take 3 months ... 31 May 23, by FD Latest 05 Jun 23 by hadenoughnow	Replies:1 :492	Latest by hadenoughnow 05 Jun 23
Teachers Pension - CETV & Lump Sum My teacher spouse has provided me with their CETV Pension figure. My question is, does the CETV figure include the additional lump sum teachers get on their pen ... 03 May 23, by Cuppa Latest 31 May 23 by FD	Replies:3 :512	Latest by FD 31 May 23
Ex Chooses not to work Hello all, Around 7 years ago, my ex gave up working in his chosen profession. We have one child, who was 8 at the time. It was never agreed that my ex ... 24 Jan 23, by Pumpkin Patch Latest 26 Mar 23 by Pumpkin Patch	Replies:6 :830	Latest by Pumpkin Patch 26 Mar 23
Deferred PSO Hello, I would like to have a deferred PSO in my consent order. Is this possible? Can the PSO be future dated to mean it cannot be acted until a future date? Th ... 22 Mar 23, by Fransfriends Latest 22 Mar 23 by hadenoughnow	Replies:4 :407	Latest by hadenoughnow 22 Mar 23
Short Marriage, Long separation My ex and I are just getting around to divorce and consent order after living separate lives for 15 years after a 6 month childless marriage. The only ... 09 Mar 23, by ShortMarriageLongSeparation Latest 21 Mar 23 by ShortMarriageLongSeparation	Replies:2 :522	Latest by ShortMarriageLongSeparation 21 Mar 23
Pension sharing Hi I wondered if anyone could help me. Does anybody know what happens if someone agrees to share their pension but following the decree absolute, just ... 27 Jan 23, by Newbeginnings2018 Latest 28 Jan 23 by hadenoughnow	Replies:1 :590	Latest by hadenoughnow 28 Jan 23
Pension sharing order and clean break Hi. I'm anticipating a pension sharing order from the judge. Does this need to actually have been processed by the pension company before the clean break be ... 18 Jan 23, by John8543 Latest 18 Jan 23 by John8543	Replies:2 :748	Latest by John8543 18 Jan 23
FDR Judge ignores all advice I have given on pension sharing order I attended an FDR last week fairly confident that I knew my numbers and was ready to negotiate. My husband and I had both planned to retire in 5 years, he becau ... 13 Jan 23, by Dee66 Latest 13 Jan 23 by WYSPECIAL	Replies:4 :609	Latest by WYSPECIAL 13 Jan 23

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