Pension CETV Query

Hello,

I am going through final stages of a divorce and have received a pension CETV of £44,000 during the time me and my wife were married (4 years) and she is considering applying for a PSO. Her CETV is £22,000 and both of us have public sector pensions.

Could anyone suggest what the worst case would be for me if she went ahead with this? I realise all cases are different but just a rough rule of thumb estimate is what I'm lookign for. In my eyes, I cannot see how it would be worth the lawyers fees and huge admin charges to implement the order (although I might get lumped with this) and I've seen on this site others saying a CETV less than £100,000 is not really worth the pain.

Thanks in advance.

How old are you both?
Are there any children?
Was the £44k and £22k just from the 4 years you were married or were you already in these schemes?
What other assets are there?

Thanks for your reply.
I am 37 and my wife is 41 and we have 2 children - finance and contact arrangements for the kids is all resolved.
All other assets have been divided equally, the only outstanding issue Is pensions.
We both joined our pension schemes 1/2 months before we got married.

And yes the £44000 and £22000 is the valuation for the 4 years between marriage and separation.

Were you cohabiting before you married?
You’ll need a court order for a PSO so the whole financial arrangement will need looking at not just the pensions.
Given the values, and your ages, it will probably be easier to offset the pension against another asset.
Assuming your agreeing to equalise the CETV then your looking at £11k from your pension to hers. But since she won’t be able to benefit from this for at least 16 years she may well agree to a lower figure in an asset that is more liquid and can be benefitted from now.